The New UPI Scam That's Draining Bank Accounts in Seconds: How It Works and How to Spot It UPI fraud has surged as scammers exploit fake customer care numbers, QR codes, and screen-sharing apps. Here's exactly how India's most common UPI scams work in 2026, real cases, and the 3-day rule that could save your money. A Bihar grocer lost ₹58,000 from his bank account without clicking a single link or receiving a single call. A Chennai user complained about a failed transaction on Twitter and had ₹1.8 lakh drained from his SBI account within minutes, after a fake "Paytm Care" account responded to his post and talked him into installing a screen-sharing app. A Jaipur street vendor scanned a QR code a "customer" sent him to receive payment and instead authorized a debit. None of these victims were reckless. All of them fell for scams built around a simple, unchanging truth about UPI: the system is instant, irreversible, and requires the victim...